Prenatal Registration

Prenatal Registration

Prenatal Registration: Ensure Your Baby is Insured Right from Birth

Every person living in Switzerland, including newborns, must be insured by a health insurance company. For comprehensive insurance coverage for your baby from birth, prenatal registration is advisable. This also ensures protection should your child be born with health problems.

Apply now for a non-binding offer and secure health insurance for your newborn.

Compare health insurance premiums 2025

Benefits of Prenatal Registration

By registering your unborn child with the health insurance company, it will be insured from birth. With early registration, you can clarify all bureaucratic details at your leisure, so you can spend more quality time with your baby after birth.

It is particularly important to register early for supplementary insurance. Unlike basic insurance, there is no obligation to accept. The health insurance company can reject the registration of your child without providing a reason. Therefore, organize all necessary supplementary insurances before birth.

Save with the Family Discount

It is not mandatory to insure your baby with the same health insurance company where you are insured. However, many insurance providers offer discounts for families with multiple children. This family discount, which reduces premiums, is often granted from the second or third child onwards, depending on the insurance company.

How Prenatal Registration Works

Registering your unborn child with the health insurance company is simple and can be completed in a few steps:

  • Use our premium calculator to compare health insurances.
  • Request an offer directly through our online form.
  • Send all required documents to the chosen health insurance company and register your baby.
  • After birth, notify the health insurance company of the exact birth date and the name of the newborn.
  • Subsequently, the insurance is activated, and you will receive the insurance card for your baby.

Das Sparpotenzial wird ermittelt, indem die niedrigste Prämie in Ihrer Prämienregion und für Ihr gewähltes Versicherungsmodell, Franchise und Alter mit der höchsten Prämie Ihrer aktuellen Krankenversicherung verglichen wird. Dieser Vergleich erfolgt unabhängig vom Versicherungsmodell, aber unter Berücksichtigung derselben Prämienregion, Franchise und Altersgruppe.