Comparing Health Insurances

Health Insurance Comparison: Save Hundreds of Francs with a Comparison

In Switzerland, it's necessary for every resident to have mandatory health insurance. Although the services offered by all health insurances remain the same, the monthly premium amounts vary significantly. Discover how much you could save by using our health insurance comparison. Use our health insurance calculator to find out if switching health insurances makes financial sense for you.

Compare Health Insurances and Discover Your Savings Potential

Annually, Swiss health insurances revise their premium structures. For example, in 2024, premiums for adults increased by an average of 8.7 percent, while those for children went up by 7.7 percent. This significantly impacts households. Despite this development, many Swiss people hesitate to switch health insurances, thereby missing out on possible savings.

If your health insurance increases its premiums, you have the option to switch to a more cost-effective provider. Take this opportunity and compare health insurance premiums. Even with basic insurance, you could save up to 200 Swiss Francs monthly. Comparing supplementary insurances could further reduce your costs.

What Should You Consider When Comparing Health Insurances?

By comparing health insurance premiums, you see which insurer in your canton of residence demands the lowest contributions. It might be tempting to opt for the most cost-effective provider, yet it's advisable to also consider the respective service packages.

Legally, the services of the basic insurance are fixed. Besides the standard tariff, there are various insurance models, such as the family doctor model, the HMO model, and the Telmed model. Note that not all health insurances offer all models. A thorough comparison informs you about which provider you can conclude your desired model with.

The premium amount also depends on the set franchise. The minimum franchise is 300 Swiss Francs per year. Choosing a higher franchise reduces the monthly premiums. In the health insurance calculator, you can adjust the franchise according to your preferences, so you can directly see how different providers compare.

Overview of Health Insurance Premiums: Focusing on Supplementary Insurances

In addition to basic insurance, it's worth looking at voluntary supplementary insurances as part of the health insurance comparison. The services and offers vary depending on the provider. Premium amounts often depend on the insured's age and gender. By comparing private health insurances, you identify the optimal provider for your desires.

Overview of Swiss Health Insurances: Use Our Consulting Service