Free Choice of Doctor
The Free Choice of Doctor Model in Mandatory Health Care Insurance
Discover your options in the Swiss health care insurance! Our comparison portal offers you a transparent overview of the variants of mandatory health care insurance. In the traditional model, you enjoy the freedom to choose your doctor yourself, whether for outpatient treatments in your canton of residence, at your place of work, or in an emergency. This guarantees you maximum flexibility and personal decision-making freedom in case of illness.
The Traditional Insurance Model with Free Choice of Doctor
In the standard model of basic insurance, you enjoy the freedom to choose your doctor in your canton of residence or at your place of work. You can directly consult a specialist or visit the nearest hospital in emergencies without a subsequent report to the insurance.
However, note that free choice of doctor primarily applies to outpatient treatments. For inpatient treatments in the hospital, you need an appropriate supplementary insurance.
How to Find a Suitable General Practitioner?
Your general practitioner often remains the first point of contact in the standard model, especially in rural areas where the choice of doctors may be limited. Your insurance or the previous general practitioner can give recommendations for new doctors. Group practices also offer a wide range of specialties under one roof.
Who Benefits from the Insurance Model with Free Choice of Doctor?
The standard model is recommended if you desire the greatest possible flexibility in choosing a doctor or wish to continue an existing relationship with a general practitioner.
Swiss health insurances also offer various alternative insurance models in addition to the standard model. These include the general practitioner model, the HMO model, and various Telmed models. These models offer you the opportunity to reduce your premiums by limiting your choice of doctor. Unlike these, the standard model with free choice of doctor does not offer such a premium discount. Another option to reduce your premiums is to choose a higher franchise.
Compare Your Health Insurance Now and Find Affordable Basic Coverage
Switching health insurance can potentially reduce your premiums. Use our health insurance comparison to find the insurer that offers you free choice of doctor at attractive conditions.